Our Consumer Proposal Team

In the Toronto Downtown office, you will meet with Sandra Sykora and Julie Wildman. Sandra is the Trustee responsible for the Toronto Downtown office. Sandra and Julie are happy to help individuals and families review their situation and options. A Consumer Proposal is one option available to people experiencing financial difficulty, and are in need of a fresh start. Sandra and Julie have helped thousands of people through their financial difficulties.

There is no cost in meeting with Sandra and Julie. They offer free consultations in the Toronto Downtown office at Hoyes, Michalos & Associates Inc.